Money Saving Tips About Car Insurance

Discover how to keep your auto insurance rates as low as possible!


Travel Insurance Basics

One of the first things you need to decide before taking out any kind of travel insurance is whether or not want to insure yourself for a one off trip or whether it would be more cost effective to take out a longer term travel insurance policy. Some companies will offer you annual cover for not much more cost than if you buy travel insurance for a one off holiday...

The Importance of Travel Insurance

Even the best planned vacations can be interrupted by glitches and emergencies. You lose your luggage. You slip, or catch a bug, and need medical treatment. These not only disrupt your itinerary, but can cost you a lot of money...

A Guide to Buying and Using Travel Insurance

When I bought my first plane ticket to China a few years ago it cost around $2000 round-trip, and my travel insurance cost me over $500 because I didn't shop around for cheap travel insurance online. A few years later, a little bit older and wiser, and my travel insurance for another trip to China cost me much less...

Travel Insurance Over 65: Feel Safe While Traveling!

If you are above 65 and in a mood to travel to different countries, it is advisable for you to purchase a travel insurance policy specially designed for people above 65. It is cheap and affordable. Buy one and feel safe and secured while you are traveling...
 

Is Travel Insurance A Waste Of Money - Or Essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?


Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

  • accidents

  • diseases

  • dental care

  • trip cancellations

  • lost luggage

  • rental car damage

  • evacuations


A travel insurance policy can be a saving grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.



Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.


Daniel Reed is the author of "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.